Remember when every company built their own email servers, CRM systems, and data centers? Then SaaS changed everything. Crypto-as-a-Service (CaaS) is enabling banks, fintechs, and payment processors to integrate digital assets in days and weeks, not years. From @WesternUnion’s stablecoin pivot to @Zelle going cross-border, the TradFi-DeFi bridge is here. Instead of 18-month builds, companies now plug into custody, wallets, and compliance via API. @WesternUnion and @Zelle—institutions moving $1.3T+ annually—just adopted stablecoins for settlements. DeFi protocols and infrastructure providers such as @MorphoLabs (lending), @pendle_fi (yield splitting), @m0 (stablecoin minting), @Alchemy (blockchain development platform) and @centrifuge (private credit) are in a competitive position to ride this wave by providing financial services and tools for these stablecoins and tokenized RWAs. The pattern repeats: Infrastructure-as-a-service always wins. Just as @salesforce, @awscloud, and @stripe made software accessible to every business, CaaS is making blockchain accessible to every bank and fintech. At @PanteraCapital, we’re backing the picks-and-shovels. Because the next trillion in value goes to whoever makes crypto invisible to the end user. Full breakdown: